No age banding

Age banding is when an insurance company chooses to increase your premium costs every 5 or 10 years due to age. SMRA is the only Conversion Plan that doesn't do this. It doesn't matter if you're 55 or 95, you pay the same price.

Highest coverage

We offer the highest coverage out of any conversion plan available in Saskatchewan. We believe in providing the very best coverage possible.

Constant Evolution

SMRA is committed to continually fighting for the best coverage and value of its kind​. As our membership grows, so does our ability to negotiate and hedge against outside forces that erode away value.