Hi, I'm Eric. 

I'm the Vice President and Partner at Viking Benefit Solutions and the architect of SMRA.

Check out our plan designs below, and how we compare to the best available plans from each company.

We have sales contracts with all the insurance companies mentioned below and are well versed.

We would be honored to be your agent, no matter your choice.

Please, feel free to reach out to us with all your questions.

We're more than happy to help in any way we can:)

Prescription Drugs: 

Paramedical: 

Hospital Room: 

Orthotic shoes: 

Ambulance

Air Ambulance:

Nursing Care:

Hearing Aids: 

Wheelchairs & Beds:

Oxygen Equipment:

Medical Equipment:

Breast Prosthesis:

Blood Pressure Mon.

Diabetic / Ostomy

Artificial Prosthesis:

Accidental Dental:

Vision:

Travel

Dental: 

 

 

Age Banding:

Single:

Couple:

Family:

$7,500@100%

$500/profession

90 days

$300/yr

Unlimited

$4000/yr

$10,000/yr

$800/4yrs

$10,000/5yrs

Covered

$500/yr

$500/2yrs

1/5yrs

Covered

$10,000/life

$2,000/yr

$400/2yrs

60 days/trip

$1,500/yr

Basic@100%

Major@50%

None

$222.88

$443.58

$512.26

Prescription Drugs: 

Paramedical: 

Hospital Room: 

Orthotic shoes: 

Ambulance

Air Ambulance:

Nursing Care:

Hearing Aids: 

Wheelchairs & Beds:

Oxygen Equipment:

Medical Equipment:

Breast Prosthesis:

Blood Pressure Mon.

Diabetic / Ostomy

Artificial Prosthesis:

Accidental Dental:

Vision:

Travel

Dental: 

Age Banding:

Single:

Couple:

Family:

$5,000@80%

$500/profession

90 days

$300 /yr

Unlimited

$4,000/yr

$10,000/yr

$800/4yrs

$10,000/5yrs

Covered

$500/yr

$500/2yrs

1/5 yrs

Covered

$10,000/life

$2,000/yr

$100/2yrs

60 days/trip

$1,500/yr

Basic@80%

Major@50%

None

$181.50

$361.23

$417.15

Prescription Drugs: 

Paramedical: 

Hospital Room: 

Orthotic shoes: 

Ambulance

Air Ambulance:

Nursing Care:

Hearing Aids: 

Wheelchairs & Beds:

Oxygen Equipment:

Medical Equipment:

Breast Prothesis:

Blood Pressure Mon.

Diabetic / Ostomy

Artificial Prosthesis:

Accidental Dental:

Vision:

Travel

Dental: 

Age Banding

Single:

Couple:

Family:

$3,500@80%

$300/profession

90 days

$300/yr

Unlimited

$4000/yr

$10,000/yr

$500/4yrs

$10,000/5yrs

Covered

$500/yr

$500/2yrs

1/5yrs

Covered

$10,000/life

$2,000/yr

$100/2yrs

60 days/trip

None

$124.18

$247.16

$285.43

Prescription Drugs: 

Paramedical: 

Hospital Room: 

Orthotic shoes:

Ambulance

Air Ambulance:

Nursing Care:

Hearing Aids: 

Wheelchairs & Beds:

Oxygen Equipment:

Medical Equipment:

Breast Prosthesis:

Blood Pressure Mon.

Diabetic / Ostomy

Artificial Prosthesis:

Accidental Dental:

Vision:

Travel

Dental: 

Age Banding:

Single:

Couple:

Family:

$1,000@80%

$150/profession

90 days

$300 /yr

Unlimited

$4000/yr

$2,500/yr

$500/4yrs

$5,000/5yrs

Covered

$500/yr

$500/2yrs

1/5yrs

Covered

$10,000/life

$2,000/yr

$100/2yrs

15 days/trip

None

$101.33

$201.69

$232.91

Our Retiree Plans

Other plans

Note: BlueCross conversion plans are not transferable to other provinces if you choose to move.

Prescription Drugs: 

Paramedical: 

Hospital Room: 

Orthotic shoes: 

Ambulance

Air Ambulance:

Nursing Care:

Hearing Aids: 

Wheelchairs & Beds:

Oxygen Equipment:

Medical Equipment:

Breast Prosthesis:

Blood Pressure Mon:

Diabetic / Ostomy:

Artificial Prosthesis:

Accidental Dental:

Vision:

Travel:

Dental: 

Age Banding:

Single @ age 65:

$1,500@80%

$300/profession

30 days

$200/yr@80%

Unlimited

Unlimited

$2,500/yr@80%

$800/5yrs

80% coverage

80% coverage

unlimited

1/2yrs

1/5yrs

$500/yr

unlimited

unlimited

$175/2yrs

30 days/trip

$1,500/yr

Basic@80%

Major@50% 

5yrs

$143.37

Additional Considerations:

BlueCross:           Conversion plans are not transferable to other provinces if you choose to move. Coverage has increase but cost has risen a                                  total of 28% in 2 years. Full coverage on dental starts on the second year. BlueCross also offers hospital cash which is not                                    listed. For complete plan information please contact our office directly.

GMS:                   Blood monitor, diabetic / ostomy, oxygen supplies covered under medical equipment.

                             For complete plan information please contact our office directly.

Manulife:             All * are unclear. Full Dental coverage on the 3rd year. For complete plan information please contact our office directly.

Canada Life:       Formerly Great West Life. All * may or may not have a limit (confusing to follow). Major dental is $1,000@50%.

                            For complete plan information please contact our office directly.

Green Shield:     Everything * is considered to be covered under medical equipment with limitations. Dental and drugs are not fully                                                available until 4th year. Paramedical   services have limitation ($30/message max, etc. with a combined max of $1,200).

                            For complete plan information please contact our office directly.

3Shealth:            Diabetic supplies are covered at $1,000/yr and Ostomy supplies are unlimited. For complete plan information

                            please visit http://www.3shealth.ca/pdfs/ebp-docs/gms-retiree-benefits-plan-brochure-201805.pdf

STS:                     $10,000 / year Extended Healthcare max. $6 deductible on all prescription drugs. No diabetic equipment covered. Specific                                medical equipment rental and repair maximums apply. Includes prescribed health educational program at $100/yr. Vision:                                  $250/2yrs for glasses & contacts, $125/2yrs for eye exams, $125.

                            For complete plan information please visit http://www.sts.sk.ca/group-benefits/.

PEBA:                 Individual items related to diabetic supplies and equipment individually have $1,000 lifetime max@ either 50% or 100%                                        depending on the item. Ostomy is covered at 100%. For complete plan information

                            please visit http://www.peba.gov.sk.ca/benefits/extended-health-care-plan/retirees/plan_info.html

SMRA:                 Vision includes glasses on the premier plan only. Also not listed, SMRA also covers Orthotics at $300/2yrs. Nursing Care has                                 a lifetime max of $80,000. $5 dispensing fee cap on prescription drugs. 

                            For complete plan information please contact our office directly.

Ambulance:        Stars air ambulance is subsidised in Saskatchewan. Flights are a flat rate of $465.

Age Banding:    When your premiums increase due to age. This is in addition to all other factors that contribute to premium increases.                                         Factors which include rising drug costs,   usage rates, demographics, administrative requirements, shareholder pressures, etc.

 

Disclaimer:   The information provided on this document is intended for information purposes only and is not intended to replace professional advice. This document does not include all benefit coverages and could include inaccuracies. We do not warrant the accuracy, completeness , quality, adequacy, or content. Such information is provided "as is" without warranty or condition of any kind, either expressed or implied, including, without limitation. Last updated Jan 1,2020. E&O E.